Looking after your loved ones
If you died, it would be hard enough for your family, without them having to worry about paying the mortgage or bills. Life cover can pay out a cash lump sum or annual benefit if you die – money that can help pay off the mortgage or keep your family comfortable. It’s a helping hand, just when your loved ones may need it most.
Mortgage protection
When you take out a mortgage, it’s likely to be your biggest monthly outgoing. Mortgage protection ensures the payments can still be made, even if something happened to you or someone else named on the mortgage. If you’re looking into a mortgage and want to know more about what type of life cover you might need, talk to us and we’ll discover the best option for you.
Critical illness cover
It doesn’t matter how old you are or how fit and healthy, you could become critically ill with any number of medical conditions including cancer. If that happened and you couldn’t work, critical illness cover would pay out a cash sum to help you and your loved ones with childcare costs, household bills, or just to maintain your usual standard of living.
Income protection
Whether you’re employed or self-employed, if you couldn’t work due to an accident or sickness, you and your loved ones would face a difficult time. Income Protection will provide you with a regular income to make up for your lost earnings. That means you’ll have a helping hand with your monthly bills, while you concentrate on making a full recovery.
Why choose us?
- We’ll search a comprehensive panel of lenders to find you the best deal.
- Simple, clear advice you can understand.
- A totally independent service that’s geared to what you need.
- One point of contact, available 24/7 to keep everything moving.
- 5* customer rated service around the clock.
- An initial no-obligation chat to review your needs.
Different cover for different lives
Each and every one of our clients is different, so there’s no ‘one size fits all’ when it comes to insurance. If you want to safeguard your family from what could happen in the future, it’s best to give us a call. We’ll find out a bit more about your situation and then work hard to find an insurance policy that suits your circumstances, age and budget.
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Lloyd was fantastic at running through all options and took care of all the leg work in terms of our mortgage applications. Chloe was also great in terms of updates along the process including amending our applications to secure lower rates when lenders reduced their rates, after we had already agreed our mortgage. Great service throughout.
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Whilst being completely overwhelmed as first time buyers, we were recommended Logical Mortgages. Since the very beginning of the process the communication has been outstanding from Jen and Chloe. Jen has gone above and beyond with her flexibility to accommodate our needs and awkward appointment times just to make it work for us as a couple. Jen explained everything on a level that we were able to understand and made us feel extremely comfortable asking questions if we were unsure of anything. The service we have received has been friendly, approachable and easy! We would recommend Logical Mortgages to anyone. Thankyou Jen – you are a credit to the team!
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We recently used Jen Bowerman and her associate Chloe Giles to organise the first mortgage for my daughter and her partner. They were professional, responsive and always very helpful and reassuring. They spent time explaining all the procedures and as well as finding an exceptional mortgage deal they also handled all the insurances and income protection. My daughter moved in last week and couldn’t be happier. I wouldn’t hesitate to recommend the logical mortgages team – you really couldn’t be in better hands.
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Brilliant service!! I’ve been used logical mortgages for 4 years now and they have always been brilliant, we have recently just had a morgage accepted on a complex situation and Lloyd and Chloe have been amazing always so helpful and professional. Lloyd is always there to answer questions and give advice. We will be continuing to use logical Morgage’s! Thank you for all your help Lloyd and Chloe!
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We were pointed in the direction of logical mortgages when we begun our first ever property search and were extremely satisfied with the thorough, fast, and efficient efforts applied by Jen and Chloe! These ladies are seriously down to earth and professional, and will provide you with all the tools you need to secure your best deal which, as first time buyers, we really needed to help guide us through our first house purchase! We will use these guys over and over again in the future! Friendly, affordable & easy to follow … what more could you ask for!? Thank you ladies 🙂 x
